Tag: open banking

Did you know that 70% of UK gig workers struggle to get approved for financial products, even when they maintain a healthy credit score? It is a...

Nearly 5.6 million adults in the UK are currently "credit invisible," according to 2023 data from Experian. This means millions of people lack the...

Did you know that 13% of the UK workforce is now self-employed? Yet traditional lenders still lag behind. Self-employed borrowers made up only 6% of...

The lowest interest rate you see online is completely irrelevant if the lender has no intention of approving your application. If you've spent weeks...

What if your credit score was a reflection of where you've been instead of a barrier to where you're going? With unsecured lending defaults reaching...

With consumer credit growth hitting an annual rate of 8.5% in February 2026, it's clear that more people are looking for fast lending loans, yet...

Did you know that 11 million UK adults are currently classified as financially vulnerable in 2026? If you're amongst the millions recently declined...

What if the fear of a "no" is the only thing standing between you and the £500 you need for an emergency repair today? It's a heavy burden...

The initiatives of using Open Banking of recent years have now significantly started to matured. This has lead to new innovations in data sharing and financial product integration. Advancements in Open Banking: Implications for lending: Biometric Authentication and Security As...