Financial guides

When getting a car loan, it is important to know the interest rates and loan terms. These factors can greatly affect the total cost of buying your vehicle, and type of car loan. Interest Rates: The interest rate is the...

Be careful of adverts that say you can get a £1000 loan without a credit check. UK companies still need to check if you can afford it and verify who you are. Even when a deal is described as a...

Summary – how to receive a loan This guide walks you through the UK loan process—from choosing the right loan type to submitting a complete, accurate application. It highlights key lender criteria (credit score, income stability, and debt-to-income ratio) and...

Summary This guide outlines the key financial supports available to low-income families in the UK during the cost of living crisis, including benefits (Universal Credit, Child Benefit, Housing Benefit), non-repayable grants, and local/government initiatives such as council assistance, energy bill...

Summary This guide outlines three main routes to emergency money in the UK: It explains what each option covers, who qualifies, and how to apply. If you don’t qualify for immediate cash, it directs you to free advisers like Citizens...